Terms & Conditions - QuickLend.net

Make Any Day Payday!

The following terms of service and conditions of use ("Agreement") govern your use of the website QuickLend and any related services. Eligibility for use of this site is limited to individuals who are able to form legally binding contracts under applicable law. Use of this website requires acceptance of the terms and conditions listed herein.

1) Introduction: QuickLend is a website which searches for the highest loan amount and the best interest rates for your payday loan. QuickLend searches banks, loan companies, and payday lenders. This Agreement contains the terms and conditions that apply to any individual or entity, and its participation in the Service, by QuickLend, through its Site or other services. By submitting the application with QuickLend you agree to be bound by this Agreement, the Privacy Policy, and all applicable laws. This Agreement supplements any previously executed agreement with QuickLend, and to the extent that any terms and conditions set forth herein conflict with those set forth in any prior agreements, this Agreement replaces the conflicting term(s) and any conflicting term(s) have no force or effect. As used in this Agreement, the terms "you", "your", "member", or "user", shall all refer to the person or entity that uses, becomes a member of, or accesses the Site and/or Service.

2) Eligibility: To participate in the loan search service, you must first fill out the application. To complete the application, you must be at least eighteen (18) years of age, a legal resident of the United States, and payday loans must not be prohibited in your area. This offer is void where prohibited, including but not limited to, the states of Arkansas, Arizona, Georgia, Oregon and West Virginia. In addition, you must use our website registration form and submit the requested information. QuickLend does not guarantee that your loan application will be accepted and fulfilled by any of our lending partners.

3) Website Registration Forms: We collect information about you when you register on one of our websites. This registration information may include, but is not limited to your:

a) e-mail address

b) full name

c) mailing address

d) telephone number

e) date of birth

f) gender

g) social security number

h) bank account information

4) Use and Obligations: Subject to your acceptance of this Agreement, and by submitting the Application, you represent that you are eligible to participate in the Service and therefore will continue to comply with the Service for the duration of this Agreement. You explicitly agree, that, by nature of the operation of this Site, the Site may collect and distribute your information to its lending partners.

In addition to the above and in consideration of the Services, you agree that:

A. You are at least 18 years of age;

B. You are capable of entering into a binding legal Agreement;

C. You are a valid resident of the United States;

D. You are not a resident of a state which prohibits the Servicing of payday loans;

E. You have not misrepresented yourself to QuickLend;

and

F. You will not interfere with any service, program, or computer connected to QuickLend.

Failure to abide by any of the above constitutes a violation of this Agreement.

5) Disclaimer of Warranty: QuickLend IS NOT A LENDER AND DOES NOT MAKE LOAN OR CREDIT DECISIONS IN CONNECTION WITH ITS LOAN MATCHING SERVICE. YOU AGREE THAT YOUR USE OF THIS SITE AND SERVICES ARE AT YOUR OWN RISK. QuickLend SHALL HAVE NO RESPONSIBILITY FOR ANY INTERACTIONS WITH LENDERS MAINTAINED AS A RESULT OF THE SERVICE. THE SITE AND SERVICE, ALONG WITH ANY MATERIALS, PROGRAMS, DATA, INFORMATION, AND CONTENT ARE PROVIDED ON AN "AS AVAILABLE" BASIS AND ALL WARRANTIES, EXPRESS AND IMPLIED, ARE DISCLAIMED, (INCLUDING, WITHOUT LIMITATION, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE). THE SITE, SERVICES, PROGRAMS, DATA, AND/OR THIRD PARTIES UNDERLYING SITES AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. QuickLend HAS NO LIABILITY, WHATSOEVER, TO YOU OR ANY THIRD PARTY FOR YOUR USE OF, OR INABILITY TO USE, THE SITE, SERVICE, MATERIALS, OFFERS, PROGRAMS, DATA AND/OR UNDERLYING PRODUCTS OR SERVICES AND QuickLend DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, THAT YOUR USE OF SAME WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, RELIABLE, OR THAT ANY OF THE PROGRAMS WILL BE AVAILABLE TO YOU. THE ABOVE REPUDIATION OF DAMAGES IS A FUNDAMENTAL ELEMENT OF BARGAIN BETWEEN THE PARTIES, INCLUDING YOU AND QuickLend. YOU AGREE AND ACCEPT THAT THE SITE AND SERVICE WOULD NOT BE PROVIDED WITHOUT THE TERMS AND LIMITATIONS ABOVE. QuickLend MAKES NO REPRESENTATION OR WARRANTY WITH RESPECT TO ANY RESULTS OBTAINABLE THROUGH THE SITE, SERVICES, MATERIALS, OFFERS, DATA AND/OR PROGRAMS. NO ADVICE OR INFORMATION, ORAL OR WRITTEN, OBTAINED BY YOU FROM QuickLend, ITS AFFILIATES OR ITS PARTNERS, THROUGH THE SITE, SERVICES, OFFERS, DATA AND/OR PROGRAMS SHALL CREATE ANY WARRANTY, REPRESENTATION, AND/OR GUARANTEE NOT EXPRESSLY STATED IN THE AGREEMENT. THE ABOVE EXCLUSION(S) MAY NOT APPLY TO YOU, AS SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH JURISDICTIONS, QuickLend AND/OR ITS AFFILIATES AND PARTNERS LIABILITY IS LIMITED TO THE SMALLEST AMOUNT PERMISSIBLE BY LAW. THIS SECTION WILL SURVIVE THE FAILURE OF ANY EXCLUSIVE OR LIMITED WARRANTY.

6) Indemnification: You agree to fully defend and indemnify, (including reasonable attorneys' fees and costs by third parties), any claims or causes of action arising out of, or related to your use or participation with QuickLend, including, but not limited to: (1) your violation of this Agreement; (2) your improper use of the site; (3) allegations concerning infringement of intellectual property; (4) breach of any of your warranties, and to represent and hold QuickLend, its subsidiaries, advertisers, and each of their respective officers, partners, members, managers, employees, agents and attorneys, harmless from and against any and all claims, threats, allegations, liabilities, costs, taxes, and expenses. Without limiting the foregoing, you agree to not settle any claim without the consent of QuickLend. In addition, you agree to be fully responsible for any and all compliance with local, state, and federal laws, taxes, whether state or local, and related fees, costs, and penalties incurred by QuickLend and/or any of its partners or affiliates.

7) Representations: By virtue of having read and accepted the term of service and conditions of use, you hereby warrant to QuickLend as follows:

a. All information provided to QuickLend that is required to register, and all information provided thereafter, is true, correct, and complete;

b. You have the full right and capacity to enter into this Agreement, and are eligible to do so, as determined by the terms of this Agreement and in the discretion of QuickLend and its lending partners;

c. You will not attempt to alter, conceal, manipulate, or otherwise render inoperable or ineffective any portion of the Site or Service, including any data provided by or obtained from QuickLend.net and/or third parties;

d. You acknowledge and accept that QuickLend does not make any representations, warranties, or specific or implied promise to the success of your use or participation with the Site or Service;

e. You agree that if any errors or undesirable results occur in connection with your use or participation with the Site or Service, due to no fault of QuickLend, that QuickLend will not be responsible for any associated losses;

and

f. You agree that you will indemnify QuickLend for any losses resulting from your breach of this Agreement, including but not limited to reasonable attorneys' fees and costs.

8) Non-Waivers: No express or implied waiver by either party of default shall in any way be, or be construed as, a waiver of any future or subsequent default.

9) Survival: The respective rights and obligations of the parties, including QuickLend, shall survive the termination of this Agreement.

10) Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the State of Arizona, County of Maricopa, regardless of conflicts of laws, for all matters relating to the operation of the Site.

11) Non-Disparagement: QuickLend, the Site, and the Service, value constructive criticism and comments of users. All comments should be submitted to QuickLend by email at admin@QuickLend.net. While QuickLend welcomes constructive input, negative comments and remarks made about QuickLend serve no purpose other than demeaning, disparaging, and negatively influencing the goodwill and reputation of QuickLend. Therefore, users must not disparage, demean, or make negatively influential comments about QuickLend, the Service, the products and services offered, or any director, officer or employee of QuickLend

12) Digital Media Copyrights Act (DMCA): The Digital Media Copyrights Act (DMCA) provides for copyright owners who believe that their rights have been infringed upon. If you believe that your work has been copied in any way that constitutes copyright infringement, or that your intellectual property rights have been otherwise violated, please provide our Copyright Agent with the following information:

a. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

b. A description of the copyrighted work or other intellectual property that you claim has been infringed;

c. A description of where the material that you claim is infringing is located on the web site, with enough detail that we may find it on the web site;

d. Your address, telephone number, and email address;

e. Your statement that you have a good faith belief that the disputed use is not authorized by the copyright or intellectual property owner, its agent, or the law;

f. Your statement, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

QuickLend' Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows:

admin@quicklend.net

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